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The thieves use this information to clone your card, and once they have a clone, they can drain your bank account, or run up huge bills and trash your credit before you even know it.That's one reason credit card companies and stores are switching to EMV cards, but it will take a while before every retailer accepts them.Individual thieves and groups have stolen millions of dollars using skimmers.It doesn't help that skimmers are available for sale to anyone who wants to buy them, so they can show up anywhere.Thieves attach them to ATMs, gas pumps, point-of-sales (POS) systems and other places people swipe their credit and debit cards.

Check out our top models as they masturbate their tight little pussies live via Webcam!Just glancing at the news over the last few months shows that skimmers were found at dozens of local gas stations, ATMs and banks around the country.If you had any doubts, skimmers are out there and can be anywhere.Field workers often create Excel spreadsheets to track data and run their processes. Here's how Carlsberg Danmark centralized business process management, created an orderly system with consistent data, and saved hundreds of hours in backoffice time.Chances are your organization is adopting cloud computing in one way or another -- or in multiple ways.